{"application":{"date":"2026-10-09","reference":"DF-2026-01"},"lender":{"name":"Banque Exemple","contact":"Service Entreprises"},"company":{"name":"Orvalune Boissons SRL","legal_form":"srl","enterprise_number":"0923.010.131","seat_address":"Rue des Brasseurs 12, 5000 Namur","rpm_court":"Liège, division Namur","domiciliation":"Rue des Brasseurs 12, 5000 Namur","email":"contact@orvalune.example","founded_on":"2014-03-03","activity":"Commerce de gros de boissons","headcount":14,"seat_region":"fr_region"},"contact":{"name":"Colin Marvaudet","role":"Gérant","email":"colin.marvaudet@orvalune.example"},"request":{"credit_kind":"investment_loan","amount":85000.0,"purpose":"Achat d'une camionnette de livraison et de rayonnages de stockage.","term_months":60,"schedule_kind":"amortizing","preferred_disbursement_date":"2026-12-01"},"project":{"summary":"L'entreprise livre des boissons à des cafés, restaurants et traiteurs de la province de Namur. Une deuxième camionnette et de nouveaux rayonnages permettent de doubler le nombre de tournées de livraison sans louer de véhicule.","main_customers":["Brasserie du Quai","Traiteur Marnevelle"],"main_suppliers":["Brasserie de la Meuse","Distribution Valmerlan"],"use_of_funds":[{"item":"Camionnette de livraison","amount":62000.0},{"item":"Rayonnages de stockage","amount":23000.0}]},"financials":{"source":"filed_accounts","fiscal_year_end":"2025-12-31","revenue":{"year_minus_2":1482000.0,"year_minus_1":1566500.0,"last":1634200.0},"ebitda":{"year_minus_2":142300.0,"year_minus_1":151800.0,"last":163400.0},"net_income":{"year_minus_2":61200.0,"year_minus_1":66900.0,"last":74100.0},"equity":{"last":412000.0}},"existing_debt":[{"lender":"Leasing Exemple","kind":"Leasing d'un véhicule utilitaire","original_amount":38000.0,"outstanding_amount":21500.0,"maturity":"2028-06-30","monthly_charge":640.0}],"guarantees_offered":[{"kind":"personal_surety","description":"Caution personnelle du gérant","amount":40000.0}],"attachments":["Comptes annuels 2023, 2024 et 2025","Situation intermédiaire au 30 septembre 2026","Devis de la camionnette et des rayonnages","Contrat de leasing en cours","Plan financier sur cinq ans"],"declaration":{"confirmed":true},"consent":{"credit_register":true},"signatory":{"name":"Colin Marvaudet","capacity":"gérant","date":"2026-10-09"}}