{"agreement_date":"2026-05-12","place_of_signature":"Brussels, Belgium","lender":{"name":"Meridian Capital Partners NV","legal_form":"Naamloze Vennootschap","address":"Louizalaan 120, 1050 Brussels, Belgium","registration":"BE 0471.234.567 — RPR Brussels","represented_by":"Isabelle Vandewalle, Managing Director"},"borrower":{"name":"Acme Supplies SRL","legal_form":"Société à Responsabilité Limitée","address":"Rue du Commerce 48, 1000 Brussels, Belgium","registration":"BE 0678.901.234 — RCS Brussels","represented_by":"Thibault Moreau, Managing Director"},"loan":{"principal_amount":250000.0,"purpose":"Acquisition of warehouse automation equipment and associated working-capital needs related to the Liège distribution centre upgrade.","disbursement_date":"2026-05-20","term_months":60,"maturity_date":"2031-05-20"},"interest":{"annual_rate":5.75,"rate_type":"fixed","day_count":"ACT/360","late_rate":9.25},"repayment":{"schedule_kind":"amortizing","frequency":"monthly","first_payment_date":"2026-06-20","payment_amount":4808.75,"prepayment_terms":"The Borrower may prepay all or part of the outstanding principal at any time without penalty upon thirty (30) days' prior written notice to the Lender, together with accrued and unpaid interest up to the prepayment date."},"collateral":"First-ranking pledge over the automation equipment financed with the proceeds of this loan (serial numbers to be listed in Schedule 1 of the security deed), plus a joint and several personal guarantee from the managing director of the Borrower capped at EUR 100,000.","events_of_default":["Failure by the Borrower to pay any amount due under this agreement within fifteen (15) business days of the due date.","Breach of any representation, warranty or covenant of the Borrower that is not remedied within thirty (30) days after written notice.","Insolvency, judicial reorganisation, bankruptcy petition or equivalent proceeding involving the Borrower or the personal guarantor.","Change of control of the Borrower without the prior written consent of the Lender.","Any of the collateral becoming invalid, unenforceable, or materially diminished in value without substitution acceptable to the Lender.","Cross-default above EUR 25,000 on any other financial indebtedness of the Borrower."],"governing_law":"Belgian law","jurisdiction":"The courts of Brussels (French-speaking division) shall have exclusive jurisdiction."}