{"insurer":{"name":"AXA Belgium SA","address":"Boulevard du Souverain 25, 1170 Brussels, Belgium"},"policyholder":{"name":"Acme Supplies SRL","address":"Rue de la Loi 100, 1040 Brussels, Belgium"},"policy_number":"AX-CGL-2024-112087","policy_type":"Commercial General Liability","term":{"start_date":"2024-07-01","end_date":"2025-06-30","renewal_date":"2025-06-30"},"premium":{"amount":"8450.00","currency":"EUR","frequency":"annual"},"coverage_sections":[{"name":"Bodily injury — third parties","coverage_limit":"5000000.00","deductible":"500.00","notes":"Per occurrence, EUR 5M aggregate per policy year."},{"name":"Property damage — third parties","coverage_limit":"5000000.00","deductible":"500.00","notes":"Shared aggregate with bodily injury."},{"name":"Products liability","coverage_limit":"2500000.00","deductible":"1000.00","notes":"Covers goods supplied from BE, LU and NL warehouses."},{"name":"Legal defence costs","coverage_limit":"250000.00","deductible":"0.00","notes":"In excess of indemnity limits; insurer-appointed counsel."}],"exclusions":["Intentional acts or wilful misconduct by the insured","Gradual pollution and environmental contamination","Professional indemnity / errors and omissions","Contractual liability beyond the insured's legal liability","Cyber events (see separate cyber policy)","Employer's liability (covered under workers' compensation)"],"contact_on_claim":{"name":"Laurent De Smet — AXA Commercial Claims","phone":"+32 2 622 70 00","email":"claims.commercial@axa.be"},"internal_owner":{"name":"Isabelle Moreau","role":"Chief Financial Officer, Acme Supplies SRL"}}